“We purchased our dream home using Northshore Capital Funding. We locked in an awesome interest rate on a VA loan! They helped us through every step of the financing process. We have zero complaints – this is the place if you want great service and great loan rates!”

-Shane N.

“Thanks Jeff. Glad we were finally able to get the deal done. I will recommend you for sure. You did an amazing job on the loan.”

-Shamail Y.

“Thank you Jeff and everyone else at Northshore for making this happen for us. You all have my respect and I will always refer busness your way.”

-Chris G.

“Jeff Nance has been a tremendous resource of mortgage processing knowledge and experience. I was a newly retired Navy Veteran using my VA Loan to purchase my a condo in Everett. I was referred to Jeff by my Century 21 realtor Ellen Buchanan. My faith in her recommendation has been rewarded many times over as I later moved to Bremerton and Jeff helped me use my VA Loan a second time to purchase a house. Jeff communicated with the VA Office in Denver so determine if it was possible to have concurrent VA Loans and if I had any entitlement available to use. I am now refinancing that house in Bremerton and I am pleased to say that Jeff is still my banker even though he no longer works for the company where I met him. In the past ten years I have bought four properties in three States and sold two. A great banking service I have received has always been from Jeff. People make the institution and wherever Jeff goes I go.”

-Richard G.

“Where should I start, I was referred to him through a friend due to HomeStreet not performing well from the start of my offer letter. I had a chance to switch lenders before starting my loan and we sure are glad we did!! Jeff is the person who hustles and does things the right way. He puts on an underwriters hat and asks the right questions to make sure he gets everything he needs. Which was great for us because it saved us closing time. He gives financial advice so we can have options/rates for our future. Going over and beyond is what Jeff stands for. As first time homeowners we can say, “We’re glad we switched to a reliable person. We will recommend him anytime. :)”

-Diana W.

“Jeff is an absolute pleasure to work with and has some of the best knowledge and communication in the business. We closed a house in under 30 days and I was in the loop every step of the way all the while gaining experience and knowledge throughout the process. Jeff has an immense amount of experience and is happy to share to all that listen. We are extremely happy and grateful to have worked with Jeff and the Northshore crew.”

-Shane N.

“Jeff handled the financing really well throughout the process and completed the deal in 15 days from when the offer was made. This could have been even faster, but there was some delay because of the sellers. I’d highly recommend Jeff to anyone else who is looking for a mortgage.”

-Diana W.

“I will be referring all my friends to Jeff in the future.”


“First, I wanted to let you know that Jeff Nance, to whom you referred me for financing questions, was incredibly knowledgeable and helpful. Most people I have cold-called have seemed to know less about underwriting than even I do, and have had to talk to supervisors to get details. Then, they call constantly, even if they have nothing to offer. Jeff, on the other hand, knew everything right off the bat and was able to refer me to specific government tables so that I could see the regulatory requirements myself. He has followed up but has not been a nuisance. Really great guy.”


“Jeff did great job for us. Interest rates were fairly volatile when we were getting our mortgage and Jeff was able to get us an excellent rate. Very happy with his service.”

-Craig D

“From the first meeting to discuss our home loan, Jeff has been knowledgeable, helpful, and prompt. We were able to view rates from multiple lenders at once, and he was actively involved in making sure we got the most competitive rate possible. He knows the VA loan in and out and has great lenders for it, and with his help we were able to close early on our house. Any issues that came up were resolved very quickly, and he always kept us in the loop and addressed any questions or concerns we had. He will put the time and effort into making sure your loan process is as quick and easy as possible so that you have one less thing to stress about in the buying process”

-Emilio G

“Jeff is amazing! He was patient with us but very prompt in responses and getting us pre-approved, underwritten and closed. We closed on this home in less than 30 days and he had us ready to close a week earlier, we just had to wait on the sellers timeline. He’s a really nice guy and very honest. We highly recommend him and would be happy to use his services again in the future if ever needed.”

-Ian M.

“Jeff was great to work with, always on the ball with every aspect of getting you a great deal. he will strive to meet all deadlines to make sure everything will happen on time!”

-Eric B.

“Jeff is just awesome! He knows the local market and is incredibly well-versed and well-connected in financing options. He got us as close to being cash-buyer competitive as we could possibly have gotten, and I credit him for making the super aggressive offers that we made possible.”

-Annie E.

“Thanks Jeff. It was because of you that this deal went through…and me and my clients are grateful.
Will definitely look for opportunities for us to work together again.”

-Jason K.

“Jeff was very helpful, good at keeping track of many moving parts, and very knowledgeable. I cannot recommend him highly enough.”

-Andrew K.

“Jeff and his team were phenomenal! We felt informed throughout the entire process, and were able to close very quickly.”

-Yousef & Elizabeth N

“To Michelle Swanson our loan officer @ Northshore Capital Funding! Great job again my friend!
I’m gonna be real…you were professional/courteous and you were not afraid to tell what’s what! I strongly feel confident that my interests were well represented!! Thank you again and you will be our main point of contact for any future purchases or refinance!!”

-Michelle S.

“Jeff was referred to me, and I figured I’ll give him a chance. I really want to trust my providers, and feel that they understand my needs. Jeff went above-and-beyond my expectations, answering calls and emails quickly, truly getting to know me, providing me prompt updates, being patient with my plethora of questions, and honestly becoming a friend in the process. That trust and friendship we built is a great feeling when going through the stress of a home purchase and loan process, and Jeff found me an excellent loan and rate that fit my circumstances. I plan to work with Jeff and his great team with any loan needs I have in the future, and will absolutely recommend Jeff and team to friends and family. Thank you Jeff!”

-Erik K.

“Jeff was recommended to us by our real estate agent. Additionally, we were gathering quotes from multiple lenders both recommended and those found on our own, and Jeff’s quotes were always among the most detailed, the quickest and the most beneficial. Down the road, we became even more sure that we made the right choice. Real Estate search is unpredictable and Jeff was online 24/7 to assist us with any requests and information. He and his team are professionals and we strongly recommend him as a reliable party for your home buying experience.”

-Anna G.

“Working with Michelle at Northshore Capital Funding was a great experience. She went above and beyond to ensure my wife and I could get into a home, while making sure we understood the process and felt confident every step of the way. Michelle works extremely efficiently to get a loans through underwriting for a quick close. She also got me amazing rates, and made sure to go to bat for me when working with the lenders. She also saved us on closing costs. I recommend Northshore Capital Funding to anyone looking to get into a mortgage. Ask for Michelle!”


“Michelle Swanson from Northshore Capital Funding is fantastic. I have worked with her before on several occasions and she is always timely, fast, very detailed and is able to work with your situation. I always recommend her to friends and family.”

-Maykel and Ana G.

I am so happy with the services of Northshore!  I was amazed at how quickly Jeff and Austin worked.  In particular, Austin’s responsiveness to email and helpful guidance made the process efficient and understandable.  I could not be more pleased with the results.  Thank you, Northshore!

-Nicole L.